Need That Money

Living Sustainably: Embracing Circular Economies Through Buy Nothing Upcycling and Plant Exchanges

Adjusting to a Lower Income: Tips and Strategies to Help You Save More

If you’ve recently experienced a reduction in your income, you’re not alone. The COVID-19 pandemic has led to job losses and reductions in hours, putting many people in a tough financial situation.

But don’t lose hope. With some careful planning, you can adjust to a lower income and save more money.

In this article, we’ll explore some key strategies to help you do just that.

Automatic Savings During the Pandemic

The pandemic has forced many of us to cut back on expenses like dining out at restaurants, traveling, and paying for extracurricular activities. While these restrictions can be frustrating, they also present an opportunity to save more money.

One way to do this is by setting up automatic savings. If you’re used to spending money on things like restaurant meals and vacations, redirect those funds into a savings account.

You can automate this process by setting up a direct deposit from your checking account into a savings account each month. This way, you won’t have to actively remember to save – it will happen automatically.

Budgeting and Frugality

Another key strategy for adjusting to a lower income is to create a budget and stick to it. Take a look at your monthly expenses and see where you can cut back.

For example, if you’re paying a high mortgage or rent payment, consider downsizing to a smaller home. Likewise, if you have car payments, look for ways to reduce your transportation costs.

In addition to budgeting, focus on a frugal lifestyle. Try to reduce your water and electricity bills by conserving energy.

Also, when purchasing groceries and other household items, buy generic brands and shop sales. Reevaluating your expenses and finding ways to save money can make all the difference when adjusting to a lower income.

Tips to Save a Little Extra

In addition to budgeting and frugality, there are several other strategies you can employ to save more money. Consider adopting a minimalist lifestyle – this means getting rid of what you don’t need and living with less.

Not only will this help you save money, but it can also simplify your life and reduce stress. Another area to focus on is mindful shopping.

Before making a purchase, ask yourself if you really need the item. Consider buying second-hand goods instead of brand new ones.

Additionally, try labeling your food to reduce waste by knowing what needs to be eaten first in your fridge and pantry. This can help you avoid spoiling food and save money by not re-buying things you don’t need.

If you have a beauty or fitness regimen, look for ways to trim costs. Instead of going to an expensive salon, consider cutting your own hair or finding lower-cost alternatives.

Online home fitness apps can also be a cheaper alternative to pricey gym memberships. Finally, consider driving less and walking more.

Not only is this better for the environment, but it can also save you money on gas, car maintenance, and car insurance.

Trim the Fat

While being mindful of spending is important, it’s also helpful to look at specific areas where you can trim the fat. For example, take a look at your refrigerator.

How often do you throw away food because it has gone bad? By adopting a minimalist approach to your fridge and pantry, you can reduce waste and save money on groceries.

Planning your meals and using leftovers can also help reduce your grocery budget. If you have children involved in extracurricular activities such as martial arts classes, dance, or gymnastics, consider finding other low-cost or free activities they can participate in.

You can find online locations offering free activities and information on free classes and groups. In terms of beauty and fitness, try to reduce your monthly expenses by DIYing your workout or self-care routine.

Instead of going to a yoga studio or getting a massage at a spa, try practicing yoga at home and relaxing in a bath. Additionally, try to cut down on transportation costs by using public transportation or walking when possible.


In conclusion, adjusting to a lower income may be challenging, but it’s not impossible. By employing some of the strategies outlined above, including budgeting, frugality, and trimming the fat, you can save more money and adjust to a new financial reality.

Remember, it’s important to be patient and to stay focused on long-term goals. With a bit of planning and effort, you can succeed in the face of adversity and come out even stronger on the other side.

The Circular Economy: Sustainable Living through

Buy Nothing,

Upcycling, and

Plant Exchanges

As awareness of the pressing need for environmental sustainability continues to grow, people are looking for new and innovative ways to reduce their carbon footprint and live more sustainably. One emerging concept that aligns with this goal is the circular economy.

Rather than the traditional linear approach of taking, making, and disposing of products, a circular economy is a closed-loop system that emphasizes resource conservation, regeneration, and reuse. In this article, we’ll explore three key strategies for living a more sustainable lifestyle:

Buy Nothing, upcycling, and plant exchanges.

Buy Nothing

Buy Nothing is a movement that seeks to promote resource sharing and circular economies at the community level. It encourages people to give away their gently worn clothes, household items, and other things they no longer need or want instead of throwing them away.

This is done through neighborhood Facebook groups that are organized by location and often moderated to ensure that everyone follows the principle of “giving and receiving.”


Buy Nothing movement has gained a lot of traction in recent years. It not only reduces environmental waste but also encourages community building through generosity and relationships.

Furthermore, it provides an opportunity for people to declutter their homes and feel good about giving back to their communities in a tangible way.


Upcycling is another concept that’s aligned with the idea of a circular economy. It involves taking materials that would otherwise be thrown away and repurposing them into something new and useful.

Examples of upcycling include using vintage or thrifted items in home decor or using deadstock fabric to create new clothing items.

Fabcycle and Matchpoint Fabric are two organizations that promote upcycling.

Fabcycle, for instance, is a social enterprise that upcycles waste materials from local businesses into useful products. They offer beginner to advanced-level workshops, private group events, and in-school programs to teach about sustainability and repurposing.

Matchpoint Fabric, on the other hand, is a fabric and surplus store that specializes in fabric recycling, offering offcuts and surplus materials at affordable prices. They work to ensure that no material is wasted, offering pieces and remnants that would otherwise not be used.

Incorporating upcycling into your daily life is a fun way to reduce waste and live more sustainably. With a little creativity, you can find unique ways to repurpose and reuse materials that would otherwise end up in the trash.

Plant Exchanges

Plant exchanges are yet another way to promote circular economies and resource conservation. Rather than throwing away plants or purchasing new ones, plant exchanges allow people to share their garden’s bounty while keeping plants out of the waste stream.

In a plant exchange, people share divided plants, orphaned plants, and even seeds. Participants can share tips on how to care for specific plants and swap garden plots, thereby promoting sustainability, self-sufficiency, and community-building.

Plant exchanges can be found in many places, including local nurseries, garden centers, and even online communities. These exchanges can be a fun way to bond with fellow gardening enthusiasts, learn about different types of plants, and take your garden to the next level.


In conclusion, the circular economy is a powerful concept that encourages resource conservation and waste reduction.

Buy Nothing, upcycling and plant exchanges are just a few ways to promote circular economies at the community and individual levels.

Incorporating these practices into your daily life can have a positive impact on the environment while promoting self-sufficiency and community building. So the next time you’re looking for ways to live sustainably, try exploring these exciting opportunities to practice the principles of the circular economy.

In this article, we explored the concept of the circular economy and various strategies to promote sustainable living. By implementing practices such as

Buy Nothing, upcycling, and plant exchanges, individuals can reduce waste and live more sustainably while building community relationships.

These practices emphasize resource conservation, regeneration, and reuse and align with the principles of a closed-loop system. As individuals, we can make a positive impact on the environment by incorporating these practices into our daily lives and promoting sustainability at the community level.

Let us embrace these exciting opportunities to practice circular economies, preserve the environment, and promote self-sufficiency and community building.

Popular Posts