Need That Money

Maximizing Your Investments During Challenging Times

Best Items to Buy Right Now

Are you in the market for some big-ticket items but don’t want to break the bank? Luckily, there are several items that are currently on sale and can be found at a discounted price.

Let’s take a look at some of the best items to buy right now.


If you’re in the market for a new TV, now is the time to buy. With February TV deals currently available, you’re sure to find a good deal.

Many retailers are offering discounts on

TVs, and you can find a wide range of options to choose from. Whether you’re looking for a smaller TV for your bedroom or a larger one for your living room, there’s something for everyone.


February is also a great time to buy furniture. Many retailers are offering sales on a wide range of furniture items, including sofas, beds, and dining tables.

You can find quality furniture for a lower price than usual. So, if you’re in need of some new furniture, now is a good time to buy.

Last Year’s Laptops and Other Tech

If you’re looking for discounted electronics, consider purchasing last year’s laptops and other tech. Many retailers have a post-holiday return rush, which means you can find deals on returned items.

These electronics are often in like-new condition and still have the manufacturer’s warranty. So, if you’re in the market for a new laptop or other tech item, consider purchasing a returned item.

Air Travel

With travel restrictions slowly lifting, many airlines are offering flight deals to entice customers back. Along with lower airfare prices, some airlines are also offering bonus miles and COVID-19 travel insurance.

So, if you’re planning a trip, now is the time to buy your plane tickets.

A New House

If you’re in the market for a new house, now might be a wise time to invest. With expanding housing demand, house prices can increase.

However, amidst the COVID-19 pandemic, mortgage rates have hit historic lows, causing a higher supply and lower prices. So, if you’re ready to purchase a new house, now is the time to start looking.

Economic Impact of 2020

The year 2020 was unprecedented in many ways, with the COVID-19 pandemic having a profound impact. The economic consequences of the pandemic were widespread and continue to be felt by many.

Let’s take a closer look at some of these impacts.

Rising Costs of Everyday Expenses

With the pandemic, many people have experienced financial hardships. According to a TD Ameritrade survey, 75% of Americans said the pandemic has impacted their financial health.

As a result, the cost of everyday expenses has steadily risen. This includes groceries, rent, and healthcare costs.

However, it’s important to note that many people are also finding ways to save money during these challenging times. For example, people are cooking at home more often and shopping for deals at the grocery store.

Pandemic’s Economic Effects

The COVID-19 pandemic has not only impacted individuals but also businesses and the stock market. Many businesses were forced to close their doors temporarily or permanently, resulting in increased unemployment.

According to the Bureau of Labor Statistics, the unemployment rate in January 2021 was 6.3% – almost double what it was at the beginning of 2020. Additionally, the stock market took a hit in March 2020 but has since recovered.

However, the pandemic continues to have an impact on the economy and daily life.

Postponed Financial Milestones

The pandemic also caused many people to put financial milestones on hold. According to a Credit Karma survey, 38% of respondents postponed saving for retirement, while 18% postponed buying a home.

In light of the pandemic’s impact, individuals are reassessing their financial priorities and making adjustments. However, the pandemic has also created new financial opportunities, such as lower mortgage rates and investment opportunities.


In conclusion, whether you’re in the market for big-ticket items or assessing your financial priorities, now is an excellent time to buy and make wise investments. With sales on

TVs, furniture, and tech, along with lowered mortgage rates and increasing housing demand, it’s a good time to take advantage of these opportunities.

However, it’s also important to consider the economic consequences of the pandemic and take steps to protect your financial health.

Tips for Consideration Before a Big Purchase

Thinking about making a big purchase can be daunting. Whether it’s a car, home, or even a new TV, there are several factors to consider.

Here are some tips to keep in mind before making a big purchase.


One of the most important factors to consider before making a big purchase is affordability. Purchasing a big-ticket item may be tempting, but make sure it is reasonably affordable.

If the purchase depletes your cash flow, it may not be worth it. Take time to assess your financial situation to make sure you can comfortably afford the purchase without compromising other responsibilities or savings goals.

Return on Investment

Another factor to consider before making a big purchase is the return on investment. For example, if you are purchasing a car, make sure it’s reliable transportation that will save you money in the long run.

Consider the vehicle’s maintenance costs, fuel efficiency, and resale value. By making a wise purchase, you’ll have more money in your pocket in the long run.


Flexibility is another important consideration before making a big purchase. Can you afford the purchase twice?

Reconsider waiting and saving up if you’re unsure. Make sure the purchase aligns with your long-term financial goals and fits comfortably with your budget.

You don’t want to be stuck with a purchase that ultimately puts you in a tough financial situation.

Expert Insights and Recommendations

Timing is everything when it comes to making a big purchase. Here are some expert insights and recommendations to keep in mind.

Best Time to Buy


If you’re in the market for a new TV, the Super Bowl is an excellent time to buy. Retailers like Best Buy, Walmart, Target, Amazon, and Newegg offer great deals on

TVs during this time.

End of the year sales and Black Friday sales also present an opportunity to get a deal. Best Time to Buy


Furniture retailers like Walmart, Wayfair, Target, and Raymour & Flanagan typically offer great deals around major holidays like Labor Day and Memorial Day. Retailers also offer closeout sales before new inventory arrives.

Best Time to Buy Electronics

If you’re looking for electronics, consider purchasing from electronics surplus stores like Blinq and Secondipity. These stores often sell refurbished items at a discounted price.

Websites like CouponFollow also offer discounts and coupon codes for electronics purchases. Best Time to Book

Air Travel

If you’re planning a trip, make sure to book your airfare during the off-season.

Airlines often offer deals during the off-season to entice customers to book. Additionally, consider programs like bonus miles, travel insurance, airline flexibility, and credit card protection when booking your airfare.

Best Time to Purchase a New House

The best time to purchase a new house depends on several factors, including residential housing trends, home investment, lower mortgage rates, construction cost, and inflation. Working with a real estate agent and mortgage broker can help you navigate these factors and make a wise purchase.

In conclusion, before making a big purchase, ensure that you can afford it, that it will provide a return on investment, and that it aligns with your long-term financial goals. Also, consider the timing of your purchase to get the best deal.

By considering these factors, you’ll be on your way to making a wise and successful investment. In conclusion, making big purchases requires careful consideration to ensure affordability, return on investment, and flexibility.

Timing is also important, as buying during sale seasons can save you money. COVID-19 has greatly impacted the economy, so it’s crucial to assess one’s financial health before investing.

Researching deals and expert recommendations can equip you with the relevant information to make a wise purchase. Keep these tips in mind to make a successful investment that aligns with your financial goals.

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