Firestone Complete Auto Care Credit Card Payment Information
Firestone Complete Auto Care offers a credit card to their customers that allows them to pay for their auto repairs and services over time. However, it is important for cardholders to understand their payment options to avoid any missed payments or late fees.
In this article, we will discuss the different ways to make a Firestone credit card payment, as well as the consequences of a late payment and how to avoid it.
Ways to Make a Firestone Credit Card Payment
Online Payment
The most convenient way to make a Firestone credit card payment is online through the CFNA (Credit First National Association) website. To make a payment online, cardholders must log in or sign up for an account.
Once logged in, they can enter the payment amount and their bank account number and routing number to complete the transaction. It is important to note that payments made online can take up to two business days to post to the account.
Payment Over the Phone
Another way to make a Firestone credit card payment is by calling customer service. A customer service representative will assist cardholders in processing their payment over the phone.
It is important to note that a processing fee may be charged for phone payments. Cardholders can make a payment using a debit or credit card.
Payment by Mail
Cardholders can also make a Firestone credit card payment by mailing in a payment. Payment can be made in the form of paper checks or money orders.
Cardholders must include their payment coupon and account number on the check or money order they are mailing. The mailing address for payments is provided on the payment coupon.
Setting Up Automatic Payments
To avoid missed payments, cardholders can choose to set up automatic payments. Payments can be scheduled on a specific date each month for up to six months in advance.
The system will process the payment on the scheduled date, without the need for the cardholder to manually make the payment.
Late Firestone Credit Card Payment
Late Fee
If a payment is not received by the due date, a late fee of $29 or $40 (depending on the balance) may be assessed. It is important to note that a late fee can be charged if the minimum payment is not made on time, even if a partial payment has been made.
Late fees can add up over time and negatively impact the cardholder’s credit score.
Avoiding Late Fee
To avoid a late fee, it is important to make on-time payments each month. Cardholders should ensure that they have enough money in their account to cover the amount due on the due date.
Payments can be scheduled in advance to avoid any potential late payments.
Crediting Payments
It is important to note that payments must be received by 5 p.m. EST to be credited on the same day. However, online payments and phone payments can be made up until 11:59 p.m. EST for same-day credit.
It is important to allow enough time for the payment to be processed and credited to the account.
Conclusion
In conclusion, understanding the different ways to make a Firestone credit card payment is essential for cardholders. Whether it is making a payment online, over the phone, or by mail, it is important to choose a method that is convenient and reliable.
Late payments can result in fees and negatively impact the cardholder’s credit score. To avoid this, cardholders should make on-time payments and set up automatic payments if possible.
By understanding these payment options, cardholders can ensure that their Firestone credit card account remains up to date and in good standing. Making on-time Firestone credit card payments is essential to avoid late fees that can add up over time and negatively impact the cardholder’s credit score.
Cardholders have various payment options, including online, over-the-phone, or by mail, and can set up automatic payments to ensure timely payments. Payment should be made before the due date for same-day credit.
It is crucial to know the payment options, deadlines, and consequences to keep the Firestone credit card account up to date and in good standing. Remember to stay up to date with payment options and payment due dates to ensure timely payments.