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The Ultimate Guide to Choosing the Best Airline Credit Cards

Best Airline Credit Cards

Are you an avid traveler searching for the best airline credit cards to get the most out of your air travel? You’re in the right place because we’ve compiled a list of the top airline credit cards available in the market.

With each credit card offering unique benefits, we will help you choose the best one for your travel needs. So, let’s dive into the list.

Top Airline Card: Delta SkyMiles Platinum American Express Card

With the Delta SkyMiles Platinum American Express Card, enjoy the benefits of earning 3x miles on Delta flights, along with perks such as a welcome bonus of 90,000 miles, travel benefits, and a companion certificate each year. The Delta SkyMiles Platinum American Express Card comes with an introductory annual fee of $250, which may seem steep, but the card’s rewards and benefits more than make up for the fee’s cost.

Other Best Airline Cards: Chase United Club SM Infinite Card

The Chase United Club SM Infinite Card is an excellent choice for United Airlines loyalists, with its high-level rewards and a long list of travel perks. As a new cardholder, you can receive 75,000 bonus points if you spend $3,000 on purchases within the first three months of opening your account.

Additionally, the Chase United Club SM Infinite Card offers a free United Club membership, a $100 TSA Precheck or Global Entry credit, and priority airport services. This card comes with an annual fee of $525, but if you are a frequent traveler, the rewards and perks of this card are worth the investment.

FAQs About Airline Credit Cards

Transferring Miles Between Airlines: Airline Alliance

Airline alliances, such as the Star Alliance and OneWorld, offer ways to transfer miles between different airlines. For example, if you have accumulated miles on United Airlines, you can transfer them to Lufthansa, a member of the Star Alliance.

However, before transferring your miles, be aware of transfer fees and varying restrictions by airline.

Best Perks for Airline Cards

The JetBlue Plus Card, offering an earnings rate of 6x points on JetBlue purchases, and the Chase United Quest Card, which offers a complimentary checked bag and priority boarding, are both excellent airline cards with great perks. The Delta SkyMiles Reserve American Express Card offers Delta’s highest tier perks, including airport lounge access, priority boarding, and waived fees on checked bags.

Easy Approval for Airline Cards

Maintaining a high credit score and making your credit payments on time are essential for easy approval for an airline card. Furthermore, Discover offers a credit-check tool for their members that will let you know which credit cards you prequalify for, giving you a better idea of which airline card to apply for.

Low credit utilization is also crucial when applying for an airline card, as this will increase your chances of getting approved.

Considerations for Getting an Airline Card

Before applying for an airline card, ensure that you can handle the financial responsibilities that come with credit card ownership. Consider if it aligns with your loyalty to a particular airline, or if you prefer general travel rewards.

Additionally, some airline cards offer freebies like airport lounge access and flight credit, which could be an added perk for frequent travelers.

Earning Points for Travel and Non-Travel Purchases

Some airline cards offer bonus mileage categories that earn extra points on specific purchases, such as dining or grocery shopping. Additionally, GOBankingRates compiled the

Best Airline Credit Cards of 2021, where the Citi/AAdvantage Platinum Select World Elite Mastercard comes out on top for best rewards program and Chase United Explorer Card for best overall benefits.

Earning Points for Balance Transfers

Some airline cards offer promotions that allow you to earn points or miles with balance transfers. Keep an eye out for these promotions, but remember to factor in the balance transfer APR interest rate to ensure the promotion’s profit.

In Conclusion

Choosing the best airline card depends on your individual travel preferences and credit usage. With the right airline card, you can earn miles and take advantage of exclusive benefits and perks when traveling.

Consider each card’s rewards, fees, and perks, and choose the one that best suits your travel needs. In summary, the article highlights the best airline credit cards available in the market and answers frequently asked questions regarding these cards.

The Delta SkyMiles Platinum American Express Card and the Chase United Club SM Infinite Card top the list of best airline cards, providing great rewards and benefits. The article also discusses considerations to take into account before applying for an airline card, such as your loyalty to a particular airline and your financial capability.

The importance of maintaining a good credit score and low credit utilization was also highlighted. By choosing the right airline card that aligns with your travel preferences, you can make your air travel more enjoyable with exclusive perks and rewards.

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